Opening and closing credit cards can also damage your credit score, per this warning from FICO (FICO). What does it all mean? Unexpected life events such as job loss or an emergency can throw your ...

A federal judge in Texas removed a Biden-era finalized rule by the Consumer Financial Protection Bureau that would have ...

From checking your credit score too often to carrying a credit card balance, we're taking the mystery out of how credit scores work can help you boost your rating ...

Along with Equifax and TransUnion, Experian is one of the Big Three credit bureaus. Experian's US core credit bureau business is relatively mature and, as a result, the company has been expanding ...

A federal judge has blocked a Biden administration rule that would have removed medical debt from credit reports, affecting ...

A federal judge repealed a rule by former President Joe Biden that would have removed medical debt from Americans' credit ...

We’re enabling lenders to more accurately evaluate credit readiness, especially for consumers whose first credit experience is through BNPL.” BNPL services like Uplift, Affirm, Uplift and Klarna have ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

The pool of consumers potentially falling into the subprime credit tier might grow by nearly 6 million individuals based on ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...