However, despite the Fed holding its benchmark interest rate steady since December, some banks are raising annual percentage ...

An export credit agency provides trade financing, insurance, and other services to domestic companies seeking to sell their ...

Companies can assess consumer credit risk using 5Cs: credit history, capacity to repay, capital, conditions of the loans, and collateral. Consumers with a high-risk profile may be required to pay ...

Credit risk analysts help businesses determine whether a loan to a particular person or entity is a good investment. These analysts examine loan applicants' credit, highlight red flags and ...

MacDonald prefers to take credit risk rather than interest-rate risk because he believes longer-dated maturities don't have enough yield to compensate investors versus shorter-duration vehicles.

FICO was one of the first companies to develop credit risk scoring models, called FICO Scores. Lenders can use these numbers to assess risk and decide whether to approve a credit application.

Credit scores range from 300 to 850. A FICO Score that falls below 580 is a poor credit score. Meanwhile, a VantageScore under 600 is considered poor and 499 or below is very poor. There are many ...

A good credit score gets approval for attractive rates and terms for loans. For FICO score, a credit score between 670 and 739 is generally considered “good.” ...