These consolidation strategies can help you tackle your debt while protecting your credit from unnecessary damage.

Here are five proven strategies to maintain your high credit score, from timely payments to smart credit utilization.

Tip: Pay bills on time How it can help: If there’s one thing you shouldn’t do to your credit, it’s missing a payment. Payment history is responsible for 35% of your FICO score, more than any ...

Boost your credit score by 30 points in 30 days with simple strategies like timely bill payments, low credit utilisation, ...

Other bills that can help your credit score through Boost are phone and internet bills, cable and satellite, gas and electricity, rent with online payments, water and trash bills, and power and ...

CNBC Select chooses the best credit repair companies that can help you dispute incorrect information and raise your score.

Question #5 of GOBankingRates’ Top 100 Money Experts Series What’s the difference between a credit score and a credit report, and how does each affect my finances? If there’s one thing you know about ...

But over the course of two years and with the help of her credit union, Williams, of West Memphis, Ark., raised her score by 100 points and qualified for a mortgage.

To get a clearer understanding of the credit score system, here’s a quick recap of the basics. Your primary credit score—the three-digit number that indicates your level of creditworthiness ...

A higher credit score indicates that you’re less likely to pay your credit obligations severely late (i.e., 90 days late or worse) in the next 24 months.

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing [1], used by lenders to judge how well an individual can pay ...

Your credit utilization score is calculated by dividing the total amount of money you owe by your total credit limit. For instance, if you owe $3,000 and your credit limit is $10,000, you have a ...